Get the answer before they ask for your number.
Practical calculators for US claims, penalties, settlements, and insurance premiums.
All math runs in your browser — no accounts, no phone numbers, no sales calls.
Legal Settlement & Penalty Calculators
06 TOOLSCar Accident Settlement Estimator
Multiplier-method payout range for whiplash, soft-tissue, and fracture claims — adjusted for medical bills, lost wages, and comparative fault.
DUI Fine & Penalty Calculator
Court fines, license suspension length, SR-22 impact, and total first-offense cost by BAC tier and prior record.
Speeding Ticket Point Impact Calculator
License points and the three-year insurance premium increase triggered by a moving violation, by speed-over-limit tier.
Personal Injury Claim Value Calculator
General and special damages for slip-and-fall, premises liability, and negligence claims — specials × multiplier × fault.
Workers' Comp / EL Settlement Calculator
USP: Temporary disability, impairment rating, and lump-sum value by weekly wage and schedule weeks. UK version maps to Employers' Liability.
Severance & Unfair Dismissal Pay Estimator
Baseline severance from tenure and compensation, plus how a potential discrimination or retaliation claim changes the number.
Insurance Cost & Coverage Calculators
04 TOOLSAuto Insurance Rate Calculator
Annual premium band from driver profile, vehicle type, coverage level, and deductible — before you hand over details for a quote.
Life Insurance Coverage Needs Calculator
The DIME formula — Debt, Income, Mortgage, Education — minus existing cover and assets to surface the gap a policy actually fills.
Home Rebuilding Cost Estimator
Replacement cost vs. market value: Coverage A sizing by square footage, construction quality, regional labor, and code upgrades.
Out-of-Pocket Maximum Calculator
Model the true cost of a bad medical year: premiums plus deductible burn-down, coinsurance exposure, and the true ceiling.
How Estimates Are Built
03 PRINCIPLESEstimates, not quotes
Formulas give educational starting points, not bindable figures.
Anonymous by design
Calculations run in your browser. No forms, no data saved, no sales calls.
Transparent baselines
Every formula and data source is published right below the tool.