Calculator Guide
Car Accident vs. Personal Injury Calculator: Which Do You Need?
Both tools use the multiplier method, but they apply it differently. Here is how to choose.
Use the car accident calculator if:
- Your injury happened in a motor vehicle collision
- Another driver may be at fault
- Auto insurance is involved
Use the personal injury calculator if:
- Your injury happened outside a car (slip-and-fall, dog bite, workplace)
- A property owner or business may be liable
- You are dealing with premises liability or general negligence
The key difference
Car accident claims routinely price below equivalent auto injuries because notice is harder to prove in premises cases. The liability-strength setting in the personal injury tool reflects that discount directly.